Introduction. The seller’s property disclosure form is second only to the home inspection report in giving buyers important information about the condition of the home they
Background. The Fair Housing Act (“FHA” or “Act”) was passed in 1968, and has been an important fixture in the law ever since. Essentially, its
The RMLS™ stats for May, 2105 are in. If you’re a seller it’s great news. If you’re a buyer, it means you’ll need equal doses
August 1, 2015 is Showtime! That’s the date that the TILA/RESPA integrated disclosures rules known as “TRID” (hereinafter, the Rules.”) go into effect, compliments of
“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make
I have been critical of the Consumer Finance Protection Bureau (“CFPB”) for many things, but providing good easy-to-understand information is not one of them. The
His head was bent in sorrow, green scales fell like rain, Puff no longer went to play along the cherry lane. Without his life-long friend,
“24% of all purchase loans have a debt-to-income ratio greater than the CFPB’s Qualified Mortgage rule limit of 43% [of debt to income], a new
Generally. The term “dual agency” has multiple applications. Technically, in Oregon, at least, the term is not defined by statute. This is not to say
According to Housingwire (“Ocwen offering indemnification to company directors and executive officers”): “By its own admission, Ocwen Financial (OCN) is facing 21 pending investigations in 15 different states, is currently
