In The Beginning. When OREF came into existence, circa 1997, the goal was to develop uniform state-wide real estate forms for use by Realtors® throughout
When I was young – yo that many years ago – marijuana was the forbidden fruit. It was illegal under state and federal law. Getting
Being a Professional vs. Acting Professionally. The term “professional” appears to have lost some of its luster today. While it used to be that the
In a recent article appearing at the online site “nationalmortgagenews.com” there appeared a short blurb titled “Altisource Opens Technology Office in India.” For those who
In January 2013, the Federal Trade Commission (“FTC”) published a study titled “The Structure and Practices of the Debt Buying Industry.” The full report can
In a recent Wall Street Journal article entitled “Mortgage Lenders Ease Rules for Home Buyers in Hunt for Business” by Nick Timiraos and Annamaria Andriotis,
Generally. There is a crucial difference between a representation and a warranty. Generally, in residential sales transactions, a seller representation is a statement about the
A change in how the most widely used credit score in the U.S. is tallied will likely make it easier for tens of millions of
“…the United States is still producing around $800 billion a year less in goods and services than it would if the economy were at full
“Then God said, ‘Behold, I have given you every plant yielding seed that is on the surface of all the earth, and every tree which
