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Ted Wheeler Is Looking Through The Wrong End Of The Telescope!

Posted on by Phil Querin
According to Mayor Wheeler in a recent interview with the Oregonian ("Half the arrests in Portland last year were of homeless people. Mayor Ted Wheeler says that’s a problem"), the fact that the homeless accounted for one-half of the Portland arrests last year, was likely due to "profiling or [...]

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Posted in Q-Rants

Why Oregon Homebuyers Should Shop Their Loans Before Going Under Contract

Posted on by Phil Querin
A few years ago, before the real estate market got crazy hot (and before we changed the OREF Sale Agreement form), it wa not unusual for a buyer to submit their preapproval letter to their seller, go under contract, and then try to find other lenders who might offer better rates or terms. But in [...]

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Posted in Broker Risk Management, Dodd-Frank, Legislation - Federal, Market Conditions, Miscellany, Real Estate General, Real Estate Laws, Realtor Risk Management | Tagged ,

College Grades: So Much For The Bell Curve….

Posted on by Phil Querin
In a recent Wall Street Journal article, we learn that having exotic Latin honors after your degree isn't quite as rare as it used to be.  The problem isn't the honors bestowed, it's the GPAs handed out like party favors.  And what's more, at the prestigious University of Chicago, they are no [...]

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Posted in Education | Tagged

Congress Permanently Authorizes the Protecting Tenants at Foreclosure Act

Posted on by Phil Querin
National Low Income Housing Coalition, May 29, 2018.  President Trump signed into law a permanent extension of the “Protecting Tenants at Foreclosure Act” (PTFA) on May 24. The PTFA was included in a larger deregulation bill (S. 2155) passed by the House on May 22. The PTFA, which expired at [...]

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Posted in Foreclosure, Miscellany, News You Can Use, Real Estate/Distressed | Tagged ,

Q-Law Legal Services 2018

Posted on by Phil Querin
The following list of documents and disputes span over four decades of  my real estate legal practice. (See, SuperLawyers link here and personal bio here.) The list was created in minutes - just off the top of my head.  There are probably more lurking around. And the great thing about [...]

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Posted in Miscellany, News You Can Use, Realtor Risk Management

Penance In The Year Of Harvey

Posted on by Phil Querin
Penance: an act of self-abasement, mortification (see mortification) , or devotion performed to show sorrow or repentance for sin. He did charitable work as a penance. See, https://www.merriam-webster.com/dictionary/penance In the year of Harvey Weinstein, #MeToo, and a host of celebs being [...]

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Posted in History, Miscellany

Whistling Past The Graveyard: How Will Blockchain Disrupt The Real Estate Industry – And When?

Posted on by Phil Querin
The word “blockchain” is most frequently conjoined with terms such as “cryptocurrency” or “bitcoin”.  But it is much, much, more. However, for most people, including myself, understanding the inner workings of the blockchain concept is – to me at least ­– mind numbing; something [...]

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Posted in Blockchain, Miscellany, News You Can Use, Real Estate Laws, Realtor Risk Management, Realtors | Tagged

Residential Real Estate Dispute Resolution in Oregon

Posted on by Phil Querin
Most folks don’t review their health and life insurance policies until they need to. The same holds true of the dispute resolution provisions of the statewide sale agreement. As long as there is no intractable dispute, it’s likely this section of the Sale Agreement is never reviewed. During [...]

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Posted in Alternative Dispute Resoluton, Arbitration, Mediation, Miscellany, Real Estate General, Realtor Risk Management, Realtors, Residential Housiing | Tagged , , ,

The FIRPTA Affidavit: A Buyer’s Only Safe Harbor

Posted on by Phil Querin
A Wrong-Headed Law? Most people have never heard of the Foreign Investment in Real Property Tax Act, commonly known as "FIRPTA" – unless they have been involved in the “disposition” (i.e. sale/purchase)[1] of U.S. real property from a “foreign person”.[2] The FIRPTA law says that if [...]

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Posted in FIRPTA, Legislation - Federal, Miscellany, Real Estate Laws, Realtor Risk Management, Tax Issues | Tagged

Homebuyers – Get Off The Fence!

Posted on by Phil Querin
When I first began practicing law – yes, in the Dark Ages – interest rates for a 30-year mortgage were 7.44%. By January 1980, they had climbed to 12.88%. Two years later, in 1982, they reached 17.48%. Despite some outliers, for the next four years, rates slowly declined to 10% range, and [...]

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Posted in Miscellany, News You Can Use | Tagged ,
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