Q-Law Blog

Is Negative Equity a “Hardship”?

Fannie Mae provides on its website a Hardship Affidavit for homeowners to use as a part of the HAMP loan modification process. Predictably, the standard

Transparency in NPV Testing

The use of the NPV Test is the most critical part of a loan servicer’s decision to approve or disapprove a borrower’s request for help.

Housing Buzz

HIVE Houston will not be your ordinary live/work artists’ colony.  But if it is ever completed, it will certainly look like a colony – for