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Homebuyers – Get Off The Fence!

Posted on by Phil Querin
When I first began practicing law – yes, in the Dark Ages – interest rates for a 30-year mortgage were 7.44%. By January 1980, they had climbed to 12.88%. Two years later, in 1982, they reached 17.48%. Despite some outliers, for the next four years, rates slowly declined to 10% range, and [...]

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Posted in Miscellany, News You Can Use | Tagged ,

QUERIN LAW: Co-ownership of Real Property in Oregon

Posted on by Phil Querin
What follows is a brief summary of the various ways two or more persons can hold title to Oregon real estate. Note, the following information is not to be construed as legal advice or a solicitation for legal representation. It is informational only and not intended to replace legal or estate [...]

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Posted in Broker Risk Management, Miscellany, Real Estate General, Real Estate Laws, Realtor Risk Management, Realtors | Tagged

Lying To The Court In The Age Of Instagram

Posted on by Phil Querin
Instagram is a simple way to capture and share the world’s moments. Follow your friends and family to see what they’re up to…. [Instagram App on Google] Drats! Foiled Again!  It appears that social media, for all its oddities, can also prove that pictures are worth…well, thousands of [...]

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Posted in Miscellany

The Professional Inspection Report Conundrum

Posted on by Phil Querin
[caption id="attachment_7773" align="alignleft" width="150"] Hand With Magnifying Glass Over House[/caption] The Licensed Professional Inspections portion of Section 10 of the 2018 OREF Statewide Residential Sale Agreement form, contains the following provision: Buyer shall not provide all or [...]

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Posted in Broker Risk Management, Miscellany, Professional Inspection, Real Estate General, Real Estate Laws, Realtor Risk Management, Realtors | Tagged , ,

Planned Communities, Townhomes and Condominiums – What’s The Difference?

Posted on by Phil Querin
While most people are familiar with condominium structures, can the same be said of townhome developments? How do the two differ? Do townhomes have common and limited elements? What if the home is not a condo or townhome, but located in a “planned community”? How do planned communities differ [...]

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Posted in Condos, Fannie&Freddie, Real Estate General, Real Estate Laws, Realtor Risk Management, Townhomes | Tagged , ,

Available Mortgage Interest Deduction under Tax Cuts & Jobs Act (“TCJA”)

Posted on by Phil Querin
As most taxpayers know by now, the TCJA reduced the available mortgage interest deduction from $1,000,000, to $750,000.[1] Essentially, if one bought a home today and financed $1,000,000 of the purchase price[2] interest on only $750,000 of the loan would be deductible. That’s pretty [...]

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Posted in Miscellany, Real Estate General, Real Estate Laws, Real Estate/Commercial, Realtor Risk Management, Tax Issues | Tagged , ,

Easement Essentials For Oregon Homeowners

Posted on by Phil Querin
Generally. An easement, in its most common and basic sense, is a right of use, e.g. to cross another’s land, to lay utility and sewer lines, to provide or share use for ingress and egress to one or more properties, etc. Most easements are “appurtenant”, that is, the landowner with the [...]

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Posted in Easements, Miscellany, Real Estate General, Realtor Risk Management, Residential Housiing | Tagged , ,

Delicious Cosmic Karma

Posted on by Phil Querin
I do not use my I-Phone while walking, working out, or any activity that requires concentration. Never have and never will. Walking requires as much attention as driving a car, and texting or emailing while walking is an equal invitation to disaster, especially in city crosswalks. But no matter. [...]

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Posted in Miscellany, News You Can Use, Q-Rants | Tagged

Sessions Memo Trumps Cole Memo

Posted on by Phil Querin
It's been said that few things are as good or bad as they are first made out to be. However, the mainstream media, never fearful of hyperbole, usually writes as if the glass is half empty...and getting worse; e.g. selling fear under the guise of rhetorical questions, such as whether Jeff [...]

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Posted in Legislation - Federal, Marijuana, Miscellany, News You Can Use | Tagged

A Kinder, Gentler, CFPB?

Posted on by Phil Querin
It is no secret I have a fair amount of animus toward the CFPB, which, since its creation in 2010, regarded itself as “the new sheriff in town” and proceeded to “push the envelope” in the exercise of its enforcement practices. One of its more offensive practices was its use of “regulation [...]

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Posted in CFPB, Dodd-Frank, Legislation - Federal, Miscellany, News You Can Use, Q-Rants | Tagged ,
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