Why Oregon Homebuyers Should Shop Their Loans Before Going Under Contract
July 8, 2018 by Phil Querin
A few years ago, before the real estate market got crazy hot (and before we changed the OREF Sale Agreement form), it wa not unusual for a buyer to submit their preapproval letter to their seller, go under contract, and then try to find other lenders who might offer better rates or terms.
But in [...]Continue reading “Why Oregon Homebuyers Should Shop Their Loans Before Going Under Contract” »
Posted in Broker Risk Management, Dodd-Frank, Legislation - Federal, Market Conditions, Miscellany, Real Estate General, Real Estate Laws, Realtor Risk Management | Tagged Dodd-Frank, Market ConditionsQ-Rant! College Grades: So Much For The Bell Curve….
July 3, 2018 by Phil Querin
In a recent Wall Street Journal article, we learn that having exotic Latin honors after your degree isn't quite as rare as it used to be. The problem isn't the honors bestowed, it's the GPAs handed out like party favors. And what's more, at the prestigious University of Chicago, they are no [...]Continue reading “Q-Rant! College Grades: So Much For The Bell Curve….” »
Posted in Education, Q-Rants | Tagged EducationCongress Permanently Authorizes the Protecting Tenants at Foreclosure Act
June 23, 2018 by Phil Querin
National Low Income Housing Coalition, May 29, 2018. President Trump signed into law a permanent extension of the “Protecting Tenants at Foreclosure Act” (PTFA) on May 24. The PTFA was included in a larger deregulation bill (S. 2155) passed by the House on May 22. The PTFA, which expired at [...]Continue reading “Congress Permanently Authorizes the Protecting Tenants at Foreclosure Act” »
Posted in Foreclosure, Miscellany, News You Can Use, Real Estate/Distressed | Tagged Foreclosure, Real EstateQ-Law Legal Services 2018
June 16, 2018 by Phil Querin
The following list of documents and disputes span over four decades of my real estate legal practice. (See, SuperLawyers link here and personal bio here.)
The list was created in minutes - just off the top of my head. There are probably more lurking around.
And the great thing about [...]Continue reading “Q-Law Legal Services 2018” »
Posted in Miscellany, News You Can Use, Realtor Risk ManagementPenance In The Year Of Harvey
June 11, 2018 by Phil Querin
Penance: an act of self-abasement, mortification (see mortification) , or devotion performed to show sorrow or repentance for sin. He did charitable work as a penance. See, https://www.merriam-webster.com/dictionary/penance
In the year of Harvey Weinstein, #MeToo, and a host of celebs being [...]Continue reading “Penance In The Year Of Harvey” »
Posted in History, MiscellanyWhistling Past The Graveyard: How Will Blockchain Disrupt The Real Estate Industry – And When?
June 2, 2018 by Phil Querin
The word “blockchain” is most frequently conjoined with terms such as “cryptocurrency” or “bitcoin”. But it is much, much, more. However, for most people, including myself, understanding the inner workings of the blockchain concept is – to me at least – mind numbing; something [...]
Posted in Blockchain, Miscellany, News You Can Use, Real Estate Laws, Realtor Risk Management, Realtors | Tagged Real Estate Residential Real Estate Dispute Resolution in Oregon
May 26, 2018 by Phil Querin
Most folks don’t review their health and life insurance policies until they need to. The same holds true of the dispute resolution provisions of the statewide sale agreement. As long as there is no intractable dispute, it’s likely this section of the Sale Agreement is never reviewed.
During [...]Continue reading “Residential Real Estate Dispute Resolution in Oregon” »
Posted in Alternative Dispute Resoluton, Arbitration, Mediation, Miscellany, Real Estate General, Realtor Risk Management, Realtors, Residential Housiing | Tagged Alternative Dispute Resolution, Arbitration, Mediation, Real EstateThe FIRPTA Affidavit: A Buyer’s Only Safe Harbor
May 20, 2018 by Phil Querin
A Wrong-Headed Law? Most people have never heard of the Foreign Investment in Real Property Tax Act, commonly known as "FIRPTA" – unless they have been involved in the “disposition” (i.e. sale/purchase)[1] of U.S. real property from a “foreign person”.[2]
The FIRPTA law says that if [...]Continue reading “The FIRPTA Affidavit: A Buyer’s Only Safe Harbor” »
Posted in FIRPTA, Legislation - Federal, Miscellany, Real Estate Laws, Realtor Risk Management, Tax Issues | Tagged Real EstateHomebuyers – Get Off The Fence!
May 19, 2018 by Phil Querin
When I first began practicing law – yes, in the Dark Ages – interest rates for a 30-year mortgage were 7.44%. By January 1980, they had climbed to 12.88%. Two years later, in 1982, they reached 17.48%. Despite some outliers, for the next four years, rates slowly declined to 10% range, and [...]Continue reading “Homebuyers – Get Off The Fence!” »
Posted in Miscellany, News You Can Use | Tagged Real Estate, RealtorsQUERIN LAW: Co-ownership of Real Property in Oregon
May 13, 2018 by Phil Querin
What follows is a brief summary of the various ways two or more persons can hold title to Oregon real estate. Note, the following information is not to be construed as legal advice or a solicitation for legal representation. It is informational only and not intended to replace legal or estate [...]Continue reading “QUERIN LAW: Co-ownership of Real Property in Oregon” »
Posted in Broker Risk Management, Miscellany, Real Estate General, Real Estate Laws, Realtor Risk Management, Realtors | Tagged Real Estate
