Q-Law Blog

Real Estate “Top Ten” Lists

Introduction.  When the credit industry collapsed circa 3Q 2008, followed by the real estate and construction industries, some journalists apparently became tired of reporting the

Borrower Exposure to Deficiency Risk

“To be forewarned is to be forearmed.” The term “deficiency” arises in the context of a borrower’s default to their lender.  It refers to the

MERS, Niday, and Occam’s Razor

As I was reading Kelly Harpster’s excellent article on The Housekeeping Report, summarizing the January 9, 2013 oral arguments on the Niday case[1] before the Oregon Supreme Court, I