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Top Ten Home Buyer Mistakes

Posted on by Phil Querin

Homebuyers come in many varieties: Some are gullible, some naïve’, some suspicious, and many are in between. While it is true that first-time homebuyers should, due to their lack of experience, be extremely cautious and careful, it is not necessarily true that more experienced buyers can relax their guard. In fact, over the years, I’ve […]

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Posted in Miscellany, Real Estate General, Realtor Risk Management, Realtors, Residential Housiing

OK, I Have The Preliminary Title Report – Now What?

Posted on by Phil Querin

General. Ownership of real property is evidenced by a deed, which is the physical evidence that one has “title”, i.e. full ownership.  When buyers purchase property, they require some assurance that their seller: (a) Is the true owner of the property, and (b) That the title being transferred is free and clear of any objectionable […]

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Posted in Miscellany, News You Can Use, Real Estate General, Realtor Risk Management, Realtors, Residential Housiing, Title Insurance | Tagged , ,

The Late Great Recession: How It Became Politicized In This Election Cycle

Posted on by Phil Querin

“Trickle-down did not work. It got us into the mess we were in, in 2008 and 2009,” Mrs. Clinton said, referring to the idea that tax cuts on high-income households can spur economic growth. “Slashing taxes on the wealthy hasn’t worked. And a lot of really smart, wealthy people know that.” ~ Wall Street Journal, September […]

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Posted in Federal Regulation, Financial Crisis, Miscellany, Politics | Tagged ,

Realtors® And The Practice of Law

Posted on by Phil Querin

Oregon Broker Duties Regarding the Use of Experts. ORS 696.805(3)(e) and 696.810(3)(e) both state that one of a licensee’s duties is to “To advise the [seller or buyer, respectively] to seek expert advice on matters related to the transaction that are beyond the agent’s expertise….” A prohibitive corollary of this is found in Oregon Administrative […]

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Posted in Miscellany, News You Can Use, Realtor Risk Management, Realtors | Tagged ,

Understanding Adverse Possession In Oregon

Posted on by Phil Querin

Why Boundary Disputes Arise. Over the past several years, it seems that boundary disputes have been on the uptick. One reason for this is that as we have come out of the depths of the Great Recession, many builders, rather than constructing large subdivisions, are doing what is called “in-fill”, i.e. cherry picking smaller parcels […]

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Posted in Adverse Possession, Legislation - Oregon, Miscellany, News You Can Use, Real Estate Laws, Realtor Risk Management, Realtors, Residential Housiing | Tagged , ,

Landlords Beware! New Rules For Screening Prospective Tenants With Criminal Records

Posted on by Phil Querin

Background. On April 4, 2016, the U.S Department of Housing and Urban Development (“HUD”) issued its “Office of General Counsel Guidance on Application of Fair Housing Act Standards to the Use of Criminal Records by Providers of Housing and Real Estate-Related Transactions” (hereinafter, the “Memo”). The full text of the 10-page Memo can be found […]

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Posted in Broker Risk Management, Fair Housing, Landlord-Tenant, Landlord-Tenant Laws, Miscellany, News You Can Use, Real Estate General, Real Estate Laws, Realtor Risk Management, Realtors, Residential Housiing | Tagged

QUERIN LAW: Real Estate Dispute Evaluations

Posted on by Phil Querin

Background. When the real estate market collapsed after bank liquidity froze up, circa 2007-2008, one of the first things that came to a halt was real estate disputes – at least those brought by buyers against sellers for property nondisclosure claims. Historically, these disputes have represented the largest share of all real estate mediations filed […]

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Posted in Mediation, Miscellany, Real Estate General, Real Estate Laws, Realtor Risk Management | Tagged ,

Recent HUD Memo RE: Landlord’s Use of Criminal Records Under The Fair Housing Act

Posted on by Phil Querin

On April 4, 2016, the U.S Department of Housing and Urban Development (“HUD”) issued its “Office of General Counsel Guidance on Application of Fair Housing Act Standards to the Use of Criminal Records by Providers of Housing and Real Estate-Related Transactions” (hereinafter, the “Memo”).

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Posted in Landlord-Tenant Laws, Miscellany, Real Estate Laws, Realtor Risk Management, Residential Housiing | Tagged , ,

Bubble Talk: Why Portland-Metro’s Hot Housing Market Is Not Going To Collapse

Posted on by Phil Querin

I am convinced there is a professional handwringer class that gains some perverse comfort in predicting the inevitable crash in real estate prices. They point to our indisputably red hot real estate market, and conclude that since it cannot last, it will “collapse”, “burst”, or otherwise come crashing down on our shoulders.

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Posted in Market Conditions, Miscellany, News You Can Use, Ratings Agencies, Realtor Risk Management, Residential Housiing, Subprime Crisis | Tagged ,

Real Estate Mediation in Oregon

Posted on by Phil Querin

Background. As most Realtors® know, as well as their clients who have been involved in a real estate dispute, mandatory mediation is usually the first step in the dispute resolution process.

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Posted in Mediation, Real Estate General, Realtor Risk Management, Residential Housiing | Tagged ,
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