August 1, 2015 is showtime! That’s the date that the TILA/RESPA integrated disclosures rules (“Rules”) go into effect, compliments of the ubiquitous Consumer Financial Protection
I have been critical of the Consumer Finance Protection Bureau (“CFPB”) for many things, but providing good easy-to-understand information is not one of them. The
Generally. The term “dual agency” has multiple applications. Technically, in Oregon, at least, the term is not defined by statute. This is not to say
Megan’s Law. Megan’s Law was enacted in 1996 after seven-year-old Megan Kanka was raped and murdered by a sexual predator. It requires the registration of
Today we are seeing more seller carry-back real estate transactions. These are the transactions in which, for various reasons [usually having to do with the
Claims Evaluation for Oregon Real Estate Brokerages (Part One). Complaints against real estate brokers are part of the cost of doing business. This article addresses
Measure 91 – High Times for Oregonians. According to OregonLive.com, here, there are 23 states that currently have medical marijuana laws on the books. Oregon
Introduction. For the last several years, the concept of “equity” [i.e., the difference between the net proceeds received upon sale and the unpaid mortgage balance]
The Fair Housing Act (“FHA”) was passed in 1968, and has been an important fixture in the law ever since. Essentially, its purpose was to
When seller property disclosure laws were first enacted by the Oregon Legislature, circa 2003, the form came in two flavors: Disclosure or Disclaimer. Disclosure consisted
