QUERIN LAW: The CFPB’s Qualified Mortgage & Ability to Repay Rules
Introduction. In January of this year, the Consumer Financial Protection Bureau (“CFPB”), issued what turns out to be a not-so-final rule[1] regarding the ability to repay (“ATR”)
Introduction. In January of this year, the Consumer Financial Protection Bureau (“CFPB”), issued what turns out to be a not-so-final rule[1] regarding the ability to repay (“ATR”)
“Never let a serious crisis go to waste.” Rham Emanuel [PCQ Translation: Take advantage of economic tragedy to regulate the lives and activities of more citizens than you
Introduction. The numbers continue to be good – to a point. However, there are some anomalies in the Portland-Metro marketplace, specifically, housing inventory. According to
Introduction. Unless you’ve been in the real estate industry for ten or more years, it’s quite possible you’ve never heard of listback agreements. Due to
[Note: This is the second in a two-part series in managing brokerage risk. In the first article [here] I discussed managing risk “from the top