The CFPB – Are We There Yet?
“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make
“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make
Section 25 of the OREF Residential Sale Agreement sets forth Seller and Buyer remedies for breach. They are materially different. If the Buyer refuses to
“24% of all purchase loans have a debt-to-income ratio greater than the CFPB’s Qualified Mortgage rule limit of 43% [of debt to income], a new
Generally. The term “dual agency” has multiple applications. Technically, in Oregon, at least, the term is not defined by statute. This is not to say
Like the pig through the python, we are still seeing homeowners slowly going through the unpleasant process of foreclosure, seven years after the housing and
Megan’s Law. Megan’s Law was enacted in 1996 after seven-year-old Megan Kanka was raped and murdered by a sexual predator. It requires the registration of
For lawyers, Realtors®, home buyers and sellers, safety and environmental issues are of upmost concern. Below is a summary of Oregon laws regulating these important
Upon closing of a real estate transaction in the U.S., a Federal law known as the Foreign Investment in Real Property Tax Act (“FIRPTA”)[1], may
Today we are seeing more seller carry-back real estate transactions. These are the transactions in which, for various reasons [usually having to do with the
OK, I admit it – I’m two months late in writing this post. Mea Culpa! I’ve been busy…which is always a good thing. 2014 seems