Q-Law Blog

Homebuyers – Get Off The Fence!

When I first began practicing law – yes, in the Dark Ages – interest rates for a 30-year mortgage were 7.44%. By January 1980, they

Delicious Cosmic Karma

I do not use my I-Phone while walking, working out, or any activity that requires concentration. Never have and never will. Walking requires as much

Sessions Memo Trumps Cole Memo

It’s been said that few things are as good or bad as they are first made out to be. However, the mainstream media, never fearful

A Kinder, Gentler, CFPB?

It is no secret I have a fair amount of animus toward the CFPB, which, since its creation in 2010, regarded itself as “the new

After Tax Reform, Are HELOCs Dead?

“Reports Of My Death Have Been Greatly Exaggerated” ~Mark Twain (1835 – 1910) History Revisited. Remember when the Home Equity Line of Credit (aka “HELOC”)

Holding Title To Oregon Real Estate

Generally.  The concept of title to land, i.e. its “ownership”, is fairly obvious, just like ownership of a vehicle, personal property, or other tangible and

Did Ocwen Just Get “Out-Ocwened”?

For those folks familiar with the lending and servicing industries, Ocwen is likely a familiar name.  Metaphorically speaking, it has become a regulatory piñata, with