Mortgage rates have just dropped to the lowest level in almost 50 years, compelling both homeowners and home buyers to get off the couch to
For those who experienced, even tangentially, some of the fallout from the housing and foreclosure crisis, circa 2007/8 – 2012, most are aware of the
Background. Not long after the housing bust and collapse of affordable mortgage lending, the “new subprime” became the FHA, that government home loan program insured
Background. On October 3, 2015, the Consumer Finance Protection Bureau’s “Know Before You Owe” program, aka “TRID”,[1] was rolled out. It was predicated on a
Background. It wasn’t that long ago, circa 2010, housing advocates were lobbying for tougher new laws to rein in the abuses of the easy money
August 1, 2015 is Showtime! That’s the date that the TILA/RESPA integrated disclosures rules known as “TRID” (hereinafter, the Rules.”) go into effect, compliments of
August 1, 2015 is showtime! That’s the date that the TILA/RESPA integrated disclosures rules (“Rules”) go into effect, compliments of the ubiquitous Consumer Financial Protection
In a November 25, 2014 article by Adam D. Maarec of Davis Wright Tremaine, my old alma mater, posted here, he notes that attorneys general
‘The former Federal Reserve chairman, speaking at a conference in Chicago yesterday, told moderator Mark Zandi of Moody’s Analytics Inc. — “just between the two of us”
Lest folks believe we’re experiencing a gradual decline in the number of foreclosures Portlanders are experiencing, the answer is a resounding “No!” According to a May
