Introduction. After a false start in 2012, the 2013 Oregon Legislature has just passed its “new, improved” version of what was generally known as the
Well, this bit of news should come as no surprise: In anticipation of the January, 2014 implementation of the CFPB’s Qualified Mortgage (“QM”) Rules, Fannie
Introduction. In January of this year, the Consumer Financial Protection Bureau (“CFPB”), issued what turns out to be a not-so-final rule[1] regarding the ability to repay (“ATR”)
An unfortunate fact of life is that housing and financial problems can metastasize, destroying marriages and families. When this happens, despite the cloud of unhappiness
Regrettably, I cannot disclose the source that provided me with this purloined post. ~ PCQ Lead Chief Counsel: “OK, everyone, I think we’re ready to start.
“Those who ignore history are doomed to repeat it.” Adapted from quote by George Santayana (1863-1952) Well, well, well. According to a recent article in Bloomberg.com,
“To be forewarned is to be forearmed.” The term “deficiency” arises in the context of a borrower’s default to their lender. It refers to the
My fondness for alliterations compels the title. I could not resist. The purpose of this post is to welcome Lake Oswego attorney extraordinaire, Kelly Harpster,
Following a rough and tumble year in the banking industry, Belial Bank’s feckless fearless leader, B.L. Zebub, believes it is high time to bring some
“I don’t care about being strong; I just want to look strong.” [Heard in the gym from a steroid-infused bodybuilder] This statement could have
