Introduction. This is Part Two of ATR and QM FAQs. Part One is here. The FAQs below come directly from the most recent CFPB guidelines
As 2013 recedes in the rear-view mirror of memory, I thought it high time to ask what were some of the significant developments of the
Who would have thought that the financial crisis brought about by Big Bank Shenanigans would incentivize national and state regulators to impose Draconian rules on the sale
Ever thought your lender had made an error, say failing to properly credit a payment, or levied an inappropriate charge? What can you do, and
On January 28, 2014, Sergio Ermotti, chief executive of UBS AG, was fed up. While visiting swanky Davos Switzerland [referred to in a New York Magazine article
As the name implies, a “jumbo” loan is big one; it exceeds $417,000 in most parts of the country except Alaska and Hawaii. In Alaska
It’s a New Year! Time to look back from whence we came, and look forward to 2014. ~PCQ From Infant to Toddler. The Q-Law website site
A recent editorial in the Wall Street Journal (Andrew Haldane: The Banker Who Cried ‘Simplicity’) bears reading – and re-reading, and re-reading. It goes directly
“We supported former Federal Reserve Chairman Paul Volcker’s simple idea: Don’t let federally insured banks gamble in the securities markets. Taxpayers shouldn’t be forced to
In one of the most insightful articles I’ve read about Big Banks from the Great Depression to the present, authors Frank Partnoy and Jesse Eisinger,
