Why Oregon Homebuyers Should Shop Their Loans Before Going Under Contract
July 8, 2018
A few years ago, before the real estate market got crazy hot (and before we changed the OREF Sale Agreement form), it wa not unusual
A few years ago, before the real estate market got crazy hot (and before we changed the OREF Sale Agreement form), it wa not unusual
It is no secret I have a fair amount of animus toward the CFPB, which, since its creation in 2010, regarded itself as “the new
As with much that the CFPB does these days, there is some that is good, some bad, and some, just plain ugly. And for a
In the July 23, 2015 Wall Street Journal, former Senator Phil Gramm, wrote about the “double whammy” effect of Dodd-Frank (here). First, it “…has hit
Background. It wasn’t that long ago, circa 2010, housing advocates were lobbying for tougher new laws to rein in the abuses of the easy money
August 1, 2015 is Showtime! That’s the date that the TILA/RESPA integrated disclosures rules known as “TRID” (hereinafter, the Rules.”) go into effect, compliments of
August 1, 2015 is showtime! That’s the date that the TILA/RESPA integrated disclosures rules (“Rules”) go into effect, compliments of the ubiquitous Consumer Financial Protection
“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make
“The economic role of the state has managed to hold the attention of scholars for over two centuries without arousing their curiosity.” ~George Stigler, “The
In a recent Wall Street Journal article entitled “Mortgage Lenders Ease Rules for Home Buyers in Hunt for Business” by Nick Timiraos and Annamaria Andriotis,
