Q-Law Blog

A Kinder, Gentler, CFPB?

It is no secret I have a fair amount of animus toward the CFPB, which, since its creation in 2010, regarded itself as “the new

How Dodd-Frank Destroys The Rule Of Law

In the July 23, 2015 Wall Street Journal, former Senator Phil Gramm, wrote about the “double whammy” effect of Dodd-Frank (here). First, it “…has hit

Realtor® Trepidation Over TRID

August 1, 2015 is Showtime!  That’s the date that the TILA/RESPA integrated disclosures rules known as “TRID” (hereinafter, the Rules.”) go into effect, compliments of

The CFPB – Are We There Yet?

“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make

Are Mortgage Lending Rules Easing?

In a recent Wall Street Journal article entitled “Mortgage Lenders Ease Rules for Home Buyers in Hunt for Business” by Nick Timiraos and Annamaria Andriotis,