Ever been overwhelmed at all the laws, rules, and regulations affecting what might otherwise be a simple residential real estate transaction? Ever wished there was
An unintended consequence of the federal government’s effort to control every aspect of finance following Wall Street’s excesses, circa 2005 – 2007, has been that
It is no secret that my regard for the Consumer Finance Protection Bureau (“the CFPB”) is akin to my regard for Bubonic Plague; they both
One of the most notable bi-products of the foreclosure disaster, was another disaster – the 2010 Dodd-Frank Act; a 2300 page tome bearing the names
In a scathing editorial by Wall Street Journal writer, David Weidner [“Where the U.S. Once Led, Europe Is Now Far Ahead”], compares our country’s response
Well, this bit of news should come as no surprise: In anticipation of the January, 2014 implementation of the CFPB’s Qualified Mortgage (“QM”) Rules, Fannie
According to a recent LexisNexis article titled “Big Brother is Watching…”, the Consumer Finance Protection Bureau (“CFPB”) has been in the process of assembling a massive
“Those who ignore history are doomed to repeat it.” Adapted from quote by George Santayana (1863-1952) Well, well, well. According to a recent article in Bloomberg.com,
The Goliaths are getting bigger. From 1995 to 2009 the six largest banks’ assets increased from 18% of gross domestic product to 68%. They’re
