How Dodd-Frank Destroys The Rule Of Law
July 26, 2015
In the July 23, 2015 Wall Street Journal, former Senator Phil Gramm, wrote about the “double whammy” effect of Dodd-Frank (here). First, it “…has hit
In the July 23, 2015 Wall Street Journal, former Senator Phil Gramm, wrote about the “double whammy” effect of Dodd-Frank (here). First, it “…has hit
Background. The Fair Housing Act (“FHA” or “Act”) was passed in 1968, and has been an important fixture in the law ever since. Essentially, its
HyperLinx has been on the prowl, assembling tasty tidbits of recent real estate news stories. Enjoy! 1. Residential Market Analysis, by Clancy Terry[1], Center for
The RMLS™ stats for May, 2105 are in. If you’re a seller it’s great news. If you’re a buyer, it means you’ll need equal doses
Background. It wasn’t that long ago, circa 2010, housing advocates were lobbying for tougher new laws to rein in the abuses of the easy money
August 1, 2015 is Showtime! That’s the date that the TILA/RESPA integrated disclosures rules known as “TRID” (hereinafter, the Rules.”) go into effect, compliments of
“Bureaucracy destroys initiative. There is little that bureaucrats hate more than innovation, especially innovation that produces better results than the old routines. Improvements always make
I have been critical of the Consumer Finance Protection Bureau (“CFPB”) for many things, but providing good easy-to-understand information is not one of them. The
Section 25 of the OREF Residential Sale Agreement sets forth Seller and Buyer remedies for breach. They are materially different. If the Buyer refuses to
“24% of all purchase loans have a debt-to-income ratio greater than the CFPB’s Qualified Mortgage rule limit of 43% [of debt to income], a new