Distressed Homeowners’ Bill of Rights
Having counseled approximately two hundred Oregon homeowners drowning in negative equity, I have discovered that many, if not most, believe that somehow their lenders can
Having counseled approximately two hundred Oregon homeowners drowning in negative equity, I have discovered that many, if not most, believe that somehow their lenders can
After several years of toil as a low paid toady for a high-powered foreclosure mill law firm, our intrepid young associate has finally won a
Introduction. Federal District Court Judge Michael W. Mosman ruled in favor of Bank of America and others in the recent foreclosure case of Jon Charles Beyer and
“Oh what a tangled web we weave, When first we practice to deceive!” Sir Walter Scott, Marmion, Canto vi. Stanza 17. Scottish author &
In common parlance today, a “default” denotes either nonperformance – or inadequate performance – that falls short of a written rule, guideline, or criterion. It
The risk of ***strategic default is rising among loans that have “always performed,” according to the credit analysts at Moody’s Analytics. They say as home
In a recent post on mortgage insurance (“MI”), I addressed what I saw as a problem, but didn’t yet fully understand the depth of it,
Arthur M. Schack is a no-nonsense New York judge. Especially when it comes to foreclosure mill attorneys (FMAs) who don’t take him seriously. Here is
“When a note is split from a deed of trust ‘the note becomes, as a practical matter, unsecured.’ *** Additionally, if the deed of trust
“…any assignments of the beneficial interest must be recorded in order for a non-judicial foreclosure to comply with the Oregon Trust Deed Act. The defendant